Credit Cards

Category Archives for Credit Cards.

Dave Ramsey: If You Collect Airline Miles You’re “falling for stupid credit card tricks”

Dec 30 2018

I’ve used miles to travel the world in a way I never would have expected to be able to. I’ve had some amazing experiences, and done it very comfortably, for a fraction of what it would have cost to purchase these same experiences. I’m humbled and grateful for the opportunities that miles and points have afforded me.

Personal finance guru Dave Ramsey though says it’s all a con.

Continue Reading »

I Used Chase “Pay With Points” and Then Needed a Partial Refund. Here’s What Happened.

american airline plane
Dec 07 2018

Normally I like to transfer my Chase Ultimate Rewards points to airline frequent flyer miles or to Hyatt points. However I recently had an interesting use case to spend Ultimate Rewards points for paid travel.

I booked a domestic first class ticket using a combination of points and cash. I was downgraded from first to coach, and the airline was willing to refund the fare difference — to the agency that issued the ticket. And Chase just changed agencies!

Continue Reading »