Bilt Palladium’s earn rates and transfer bonuses can generate outsized value — especially if you’re redeeming to expensive partners like Hyatt or stacking a big Rent Day bonus to Japan Airlines. The problem is simple: swipe fees don’t cover that, particularly for heavy spenders who maximize housing earn. It needs cross-subsidy: less engaged members redeeming cheaply and leaving value on the table to fund power users who extract it.
Credit Cards
Category Archives for Credit Cards.
Chase Adds New Transfer Partner
Feb
25
2026
Chase has added Wyndham Rewards as a transfer partner for its Ultimate Rewards program. Here’s how to think about this option for your points.
I Love the Bilt Palladium Card—But the Authorized User Card Drives My Wife (and Me) Crazy
Feb
22
2026
I love my Bilt Palladium Card—it’s currently my favorite card for everyday spending, points-earning, and perks—but the authorized user experience drives my wife (and me) crazy. It comes with an unnecessary annual fee, tedious activation requirements, inconvenient charge authorization texts, and earns fewer points than the primary card, leaving me frustrated and hoping for improvements.
I Flew With Two Companion Passes On One Family Trip — Now A Credit Card Bonus Can Get You One Through Feb. 2027
Feb
21
2026
Southwest’s Companion Pass is still the best domestic perk: your companion flies for just taxes (from $5.60 each way), even on award tickets, as long as there’s an open seat. Last week my family used two passes on one trip. And right now you can get Companion Pass through Feb. 2027 via a credit card initial bonus.
Bilt Palladium’s Delivered 50,000 Points Right Away—Gold Secured Through Early 2028 And 4X Everyday Spend Strategy
Feb
20
2026
Bilt’s new $795 Palladium card is already delivering in ways that matter: the 50,000-point bonus posts fast, Gold status locks in through early 2028, and with the right stacking strategy the card can generate 4X on everyday spend — turning routine purchases into outsized transfer value with partners like Alaska, Hyatt, and Air France-KLM.
Bilt Palladium’s Hidden Power Move: How Homeowners Can Earn 4X Points On All Everyday Spend
Feb
11
2026
The Bilt Palladium Card is already a powerhouse for turning housing payments into huge points—but here’s how savvy cardholders can creatively leverage home equity lines to earn an unmatched 4 points per dollar on everyday spending.
Amex Suddenly Ends Popular Delta Card Loophole That Turned Hotel Credits Into Cash—Now Clawing Back Refunds
Feb
11
2026
American Express just slammed shut a popular loophole that let Delta cardholders easily turn hotel booking credits into cash—and has started reversing statement credits for cardmembers who try it.
I’m Earning Over 3X Points on Everything With the New Bilt Palladium Card—It’s More Of A Juggernaut Than I Expected
Feb
10
2026
I got the new Bilt Palladium card expecting good value—but now I’m consistently earning over 3 points per dollar on all my spending. The card’s points-earning power, especially combined with paying my mortgage, Bilt Cash redemptions, and frequent transfer bonuses, makes it an absolute juggernaut. Here’s why it’s quickly become my top card.
Best Credit Card Offers Right Now Up To 200,000 Points In Bonuses For Premium Travel [February 2026]
Feb
09
2026
February 2026 brings a fresh round of best-ever credit card offers, with several new bonuses added and others already gone. Here’s the up-to-date list of the most lucrative deals still available.
Think Other Travelers’ Credit Card Strategies Are Crazy? Why You’re Probably The One Missing the Point
Feb
08
2026
This week’s Frequent Miler On The Air podcast offered a really insightful point that I think is worth repeating.
