Category Archives for Credit Cards.
Everyone debates which credit card is “best,” but most people are solving the wrong problem. This simple framework cuts through the noise, showing how to decide which card actually fits your spending, benefits, and goals.
Capital One’s Venture Rewards is one of the simplest high-value miles cards: a $95 annual fee and unlimited 2x on everything, with the option to redeem against travel or transfer to airline and hotel partners. Right now it has a standout limited-time offer—75,000 bonus miles after $4,000 in spend plus a $250 Capital One Travel credit in your first year.
Business Platinum is really aggressive right now with an elevated offer to earn 200,000 points.
Bilt Rewards cardholders were furious when the company replaced their easy ‘free points’ earned from paying rent—but in their outrage, many overlooked new benefits and higher value that could actually leave them better off. Here’s what went wrong in the rollout, why consumers were so angry, and what analysts miss.
Hyatt is advertising this card bonus as 5 free nights, but the spend required to earn it also triggers the card’s annual Category 1–4 night and generates enough points for another award night. Put it together and the “5-night” offer can realistically turn into 7 nights at Category 1–4 Hyatt hotels.
Chase brought back a huge bonus on the IHG One Rewards Premier Card: 175,000 points after $5,000 in spend in three months. The $99 card is also a long-term keeper thanks to the annual free night (with top-off), 4th night free on award stays and Platinum status.
Chase just launched the biggest-ever Marriott Boundless bonus: 5 Free Night Awards after $3,000 in 3 months, valid up to 50,000 points per night (and you can top off each with 15,000 points). There is also a 2026 airline statement credit up to $100, and the no-fee Marriott Bold now offers 2 Free Night Awards after $1,000 in spend.
The United Business Card’s best offer is back: 100,000 bonus miles plus 2,000 PQP after $5,000 in purchases in the first three months. With a $150 annual fee but a $125 United travel credit, two United Club passes, and additional PQP earning on spend,. The headline bonus and the ongoing perks both pencil out.
If you still have the legacy Bilt card, this weekend is your last chance to switch “seamlessly” to one of the new cards before the window closes Feb. 1 at 11:59 p.m. Pacific. Bilt says the transition keeps your same card number with no hard credit pull, and Apple Pay/Google Pay refresh automatically
Citi is surveying a refresh of the American AAdvantage small business card that looks meaningfully better than what’s sold today — even with a higher annual fee. The two hooks: authorized-user spend would earn Loyalty Points too, and the card would add a simple flight-based bonus (4 qualifying flights = 4,000 Loyalty Points, up to 12,000 a year), with credits used to sell the higher fee.
Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel -- a topic he has covered since 2002.
Co-founder of frequent flyer community InsideFlyer.com, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »
