Category Archives for Credit Cards.
The Bilt Palladium Card is already a powerhouse for turning housing payments into huge points—but here’s how savvy cardholders can creatively leverage home equity lines to earn an unmatched 4 points per dollar on everyday spending.
American Express just slammed shut a popular loophole that let Delta cardholders easily turn hotel booking credits into cash—and has started reversing statement credits for cardmembers who try it.
I got the new Bilt Palladium card expecting good value—but now I’m consistently earning over 3 points per dollar on all my spending. The card’s points-earning power, especially combined with paying my mortgage, Bilt Cash redemptions, and frequent transfer bonuses, makes it an absolute juggernaut. Here’s why it’s quickly become my top card.
February 2026 brings a fresh round of best-ever credit card offers, with several new bonuses added and others already gone. Here’s the up-to-date list of the most lucrative deals still available.
This week’s Frequent Miler On The Air podcast offered a really insightful point that I think is worth repeating.
Four premium cards dominate the space right now: Amex Platinum, Chase Sapphire Reserve, Capital One Venture X, and Citi Strata Elite. Let’s break down lounges, credits, earn rates, and transfer partners—then show which card (or pair) actually makes sense for how you travel and spend.
Everyone debates which credit card is “best,” but most people are solving the wrong problem. This simple framework cuts through the noise, showing how to decide which card actually fits your spending, benefits, and goals.
Business Platinum is really aggressive right now with an elevated offer to earn 200,000 points.
Bilt Rewards cardholders were furious when the company replaced their easy ‘free points’ earned from paying rent—but in their outrage, many overlooked new benefits and higher value that could actually leave them better off. Here’s what went wrong in the rollout, why consumers were so angry, and what analysts miss.
Hyatt is advertising this card bonus as 5 free nights, but the spend required to earn it also triggers the card’s annual Category 1–4 night and generates enough points for another award night. Put it together and the “5-night” offer can realistically turn into 7 nights at Category 1–4 Hyatt hotels.
Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel -- a topic he has covered since 2002.
Co-founder of frequent flyer community InsideFlyer.com, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »
