Category Archives for Credit Cards.
April 2026 brings a fresh round of best-ever credit card offers, with several new bonuses added and others already gone. Here’s the up-to-date list of the most lucrative deals still available.
Citi Strata Elite arrives in a surprisingly premium package, but the real value is what the card earns. The current offer delivers 75,000 points and credits worth up to $1,200 in the first year, and its points now transfer to American Airlines AAdvantage.
United’s big MileagePlus changes are now live, and the program is plainly moving more of its value behind a co-brand card: faster mileage-earning, cheaper United award prices, and better access to saver inventory for cardholders, while non-cardmembers earn less. United and Chase are raising the upfront incentives just as the airline makes a credit card matter more than ever to getting the best value out of MileagePlus.
Southwest credit cards now earn more points on Lyft rides, giving cardholders another easy way to pile up Rapid Rewards. What makes this better than it first sounds is that the rewards can stack: earn points from your Southwest card, credit the ride to another Lyft loyalty partner, and layer on other perks or rebates at the same time.
Citi brought back the best-ever welcome offer on its AAdvantage Business card: 75,000 American Airlines miles after $5,000 spend in 5 months, with the $99 annual fee waived for the first year. The headline bonus is great on its own, but the real edge for frequent American flyers is what the card unlocks inside AAdvantage Business—extra earning on tickets and, for many cardmembers, the ability to stack Loyalty Points in ways that can accelerate status.
Chase Sapphire Reserve cardmembers who spend $75,000 a year can now unlock World of Hyatt Explorist status by linking their Hyatt account in the Chase benefits portal.
Bilt’s April 1 Rent Day headline offer is a transfer bonus of up to 125%. The catch is that the bonus is to Wyndham Rewards, which can be useful in narrow cases but still is not where most people will get the best value from their Bilt points.
American Express has launched a new Graphite Business card that offers unlimited 2% cash back, but it comes with a $295 annual fee in a market where 2% business cards are often free or much cheaper. Unless you place real value on Amex’s accounts-payable credits after very heavy spending, this looks like a card that charges extra for something competitors already give away.
Bilt Rewards has added Wyndham as a points transfer partner. Citi and Capital One points transfer to Wyndham as well. There’s almost no use case for 1:1 transfer to Wyndham.
Bilt says it expects to process more than $100 billion in housing payments this year. The real play is using housing relationships to power a broader payments, merchant, and loyalty network that can make the card just one piece of a much larger business.
Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel -- a topic he has covered since 2002.
Co-founder of frequent flyer community InsideFlyer.com, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »
