Category Archives for Credit Cards.
Four premium cards, all with $600+ annual fees, might sound crazy — but they more than pay for themselves. Between stacked credits, lounge access, and reward strategies, here’s exactly how I turn those fees into profit every year.
Citi’s new Strata Elite card doesn’t just come with a 100,000 point bonus – its Splurge, Blacklane, and $300 hotel credits are timed to the calendar year, so you can use them twice in your first cardmember year. Here’s exactly how to stack those perks, plus Priority Pass and Admirals Club passes, to squeeze the maximum value out of year one.
The United Business Card’s best offer is back: 100,000 bonus miles plus 2,000 PQP after $5,000 in purchases in the first three months. With a $150 annual fee but a $125 United travel credit, two United Club passes, and additional PQP earning on spend,. The headline bonus and the ongoing perks both pencil out.
Citi’s new premium Strata Elite card delivers far more first-year value than its $595 fee suggests — credits stack twice, bonuses are huge, and the math almost feels like a mistake.
If you still have the legacy Bilt card, this weekend is your last chance to switch “seamlessly” to one of the new cards before the window closes Feb. 1 at 11:59 p.m. Pacific. Bilt says the transition keeps your same card number with no hard credit pull, and Apple Pay/Google Pay refresh automatically
Citi is surveying a refresh of the American AAdvantage small business card that looks meaningfully better than what’s sold today — even with a higher annual fee. The two hooks: authorized-user spend would earn Loyalty Points too, and the card would add a simple flight-based bonus (4 qualifying flights = 4,000 Loyalty Points, up to 12,000 a year), with credits used to sell the higher fee.
Citi’s new Strata Elite card is handing out approvals fast — and for good reason. With a 100,000-point bonus, stacked travel and retail credits, and easy eligibility rules, it delivers first-year value few premium cards can match.
The Barclays-issued AAdvantage cards are officially converting to Citi on April 24, and Citi just published the full playbook — including new cards with new account numbers and a no-login window April 24–26.
The sleeper detail is that for now your existing card’s legacy perks stay in place while you also pick up the standard Citi-version benefits, creating a temporary stacking window (especially valuable for Aviator Silver moving to Globe).
It’s hard to imagine anyone that won’t find this to be incredible for a year. After that, it’s up to you.
I got my card when the offer was just 80,000 points and I was super happy with that. I only wish I’d waited until right now to apply, because the limited time launch offer for the card has actually been improved upon.
Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel -- a topic he has covered since 2002.
Co-founder of frequent flyer community InsideFlyer.com, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »
