Credit Cards

Category Archives for Credit Cards.

New Aggressive Pitch for Onboard Credit Card Signup — ‘Get Both’ for Big Bonuses

first class
Jun 14 2018

I was surprised flying American Airlines this week that the onboard credit card pitch for the Barclays AAdvantage® AviatorTM Red World Elite Mastercard® included the flight attendant noting that this is ‘a new card introduced in 2017 (sic) and that if you already have the American Airlines card issued by Citi you can get this one too.’

Explicitly mentioning a competitor product seems to be a new part of the script since I’ve seen several references to this from other flyers on Facebook as well.

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American Express Will Now Give You a Warning If You’re Not Eligible for an Initial Bonus

credit cards
Jun 13 2018

Lifetime means as long as American Express sees you as having had a card in the past. Often that seems to be around seven years. You can ask American Express what cards you’ve had in the past and they’ll tell.

There’s no more guessing, because American Express has a new popup when you submit an application — before they pull your credit — noting you’ve had the card in the past (or currently have it) and therefore aren’t eligible for a bonus. You can proceed with the application if you wish, or stop the process.

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Capital One Venture Adds Global Entry/TSA PreCheck Benefit, Still 50,000 Mile Initial Bonus

airport check in line
Jun 11 2018

Capital One just added TSA PreCheck or Global Entry reimbursement to the Capital One® Venture® Rewards Credit Card.

It’s not the first card to offer this of course but it’s another benefit for an already strong rewards card. And it’s the second new benefit already added this year. That’s important because they’re improving the value proposition on the card while several other cards are seeing things taken away.

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American Express Adds a New Restriction for Initial Bonus Offers

credit cards
Jun 07 2018

Credit card company acquisition offers are expensive. While with co-branded products it’s not always the bank buying the entire bucket of miles they’re offering you — acquiring new customers can be profitable over time both for the bank but also for the airline or hotel — this up front cost only gets paid back when customers use their new cards, keep them, and continue spending over time.

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New Apple Credit Card – Called Apple Pay – Launching Next Year

iphone 5s
May 10 2018

Barclays currently issues the Apple credit card. It’s fairly weak — no signup bonus, 3 points per dollar at Apple and 2 points at restaurants, with points you can redeem for Apple and iTunes gift cards.

There are no ‘benefits’ for being an Apple cardmember which I’ve never understood, other than a built-in financing offer for Apple products. Early access to products, special activations at Apple stores, some form of better treatment for cardmembers seems like a no brainer.

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New Biggest Ever Offer for Barclays AAdvantage Business Card

aadvantage card
May 06 2018

American AAdvantage has two banks issuing credit cards to members in the U.S.: Citibank and Barclays. Citibank advertises online, through direct mail, and in American’s club lounges. Barclays advertises in the airport (but not within 100 feet of a club) and on flights.

The Barclays small business card is still new and hasn’t ever offered 50,000 miles before though I imagine after this offer ends we’ll eventually see it back.

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