Earn Up to 150,000 Avios, Not Subject to 5/24

I receive compensation for content and many links on this blog. Citibank is an advertising partner of this site, as is American Express, Chase, Barclays and Capital One. Any opinions expressed in this post are my own, and have not been reviewed, approved, or endorsed by my advertising partners. I do not write about all credit cards that are available -- instead focusing on miles, points, and cash back (and currencies that can be converted into the same). Terms apply to the offers and benefits listed on this page.


Chase won’t approve many people who have opened 5 or more new accounts within the previous 24 months for some of their credit cards. That’s frequently referred to as “5/24.”

However some cards are exempt from 5/24, and the number of new accounts you’ve had in the last two years won’t disqualify you from being approved.

That’s one of the great benefits of the British Airways Visa Signature® Card — it’s easier for many people to get approved.


British Airways First Class

Yesterday I wrote that Chase introduced a new Iberia credit card.

  • Iberia and British Airways are owned by the same company
  • Points can be combined if your accounts have had some activity before and have been open 90 days

The Iberia card is substantially similar to the British Airways product. They’re two separate products. And reports so far seem to be that customers who are over ‘5/24’ are getting approved.

So in effect there’s 150,000 Avios available from two card offers from Chase, and both products seem not to be constrained for folks with 5 or more new card accounts in the last 24 months.

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community InsideFlyer.com, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

More articles by Gary Leff »

Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Comments made in response to this post are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of advertisers Citibank, Chase, American Express, Barclays, Capital One or any other advertiser to ensure that questions are answered, either. Terms and limitations apply to all offers.

Comments

  1. Another data point – approved today (not instant, I had to call). And I’m waaaaay over 5/24.

Comments are closed.