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For several years the IHG co-brand card from Chase has offered generous up front bonuses and has been worth keeping for its benefits – Platinum status, annual free night, and 4th night free on awards.
Now, though, the card has gotten much better and new benefits are live. Oh, and there’s still a generous up front bonus, too.
- Initial bonus offer: Earn 140,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening (Offer expired)
- Anniversary free night: You’ll enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. That’s valid on nights that cost up to 40,000 points but there’s also a new top off option so you aren’t so restricted where you spend the night.
- Free night on redemption stays: Cardmembers enjoy a reward night free when you redeem points for any stay of 3 or more nights (e.g. 4th night free, better than competitor 5th night free on redemptions).
- Improved earn: I still don’t see the card as go-to for ongoing spend, even though they’ve tripled the return on unbonused spend (going from 1 point per dollar to 3 points per dollar!).
It’s compelling for IHG stays though – 10 points per dollar, plus you earn 10 points as a base member of the program and 6 bonus points as a Platinum (status comes with the card) so that means you can earn 26 points per dollar on IHG hotel spend. You also earn 5 points per $1 spent on purchases on travel, gas stations, and restaurants.
- Elite status: The card comes with Platinum status, and IHG is set to announce new better elite benefits next month. In addition you can earn IHG’s new top tier Diamond status after $40,000 spend on the card in a calendar year.
- Credit: The card comes with $25 United Travel Bank funds twice a year to spend and there’s a Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card as well. Finally there’s also 10,000 bonus points and a $100 statement credit after $20,000 spend on the card in a calendar year.
Intercontinental Kuala Lumpur
That’s all great value on a $99 annual fee card, well worth getting and well worth keeping in my view even if it isn’t going to be my everyday spend card.