New Chase Miles for Mortgages Offers: 25,000 – 75,000 Points for Cardholders

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Last year Chase offered 100,000 points for a home mortgage. That offer was stackable with a fee rebate that required signing up for automatic monthly payments, and Chase Private Client customer discounts also.

The branch used to be how Chase would get additional business, if you opened your checking account there you might also take a credit card and a mortgage from the place you did your financial business. A lot of banking is online now, and they’re viewing credit cards and points as a platform for cross-selling customers.

Apparently incentivizing mortgages with points makes Chase twice as likely to get a mortgage from cardmembers. So they’ve brought back points offers.

Here are the offers:

One thing we learn about the Chase Sapphire Reserve cardmember population — in addition to average credit scores (785) and annual income ($180,000) Chase has shared before — is that “[t]he average Reserve customer has … more than $800,000 in deposits and investments.” So they figure a down payment shouldn’t be a problem.

(HT: Doctor of Credit)

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Comments made in response to this post are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of advertisers Citibank, Chase, American Express, Barclays, Capital One or any other advertiser to ensure that questions are answered, either. Terms and limitations apply to all offers.


  1. Too bad I won’t likely be able to stack these being that between my wife and I we hold most all of these cards 🙂

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