Credit Cards

Category Archives for Credit Cards.

Coming Soon: American Express Will Let Platinum Cardmembers Book Sold Out Restaurants By App

man eating at asian restaurant
Sep 22 2018

American Express offers its Global Dining Collection program to The Platinum Card from American Express cardholders and to Centurion (Black Card) customers.

These are top restaurants where American Express has an arrangement to set aside some tables for cardmembers. You’ve had to make bookings through their concierge service. They’ll be launching searches for reservations, including special set-aside availability, through the American Express mobile app first in the UK starting next month and then in the US next year.

Continue Reading »

Coming Thursday: Short-term 35% Transfer Bonus from Marriott to Aeroplan

lounge desk
Sep 11 2018

Aeroplan shared that there is going to be a 35% bonus on transfers from the Marriott programs (Marriott Rewards, Starwood Preferred Guest, Ritz-Carlton Rewards) running September 13-17. The offer will not appear on the Aeroplan website until Thursday, September 13 but the information is solid and hopefully this extra day gives you more time to think through whether you want to take advantage of this.

Continue Reading »

Two Points Currencies Have 30% Transfer Bonuses to Virgin Atlantic at the Same Time

virgin atlantic
Sep 01 2018

Virgin Atlantic miles aren’t worth as much as other miles. However they do have strategic uses and I believe the single best one is ANA first class roundtrip from the Central U.S. and East Coast for just 120,000 miles per person. (San Francisco and Los Angeles is just 110,000 miles roundtrip, while business class runs 90,000 or 95,000 miles depending on the city.)

Another strong use of Virgin Atlantic miles is Delta business class between the US and Europe for 50,000 points each way, which becomes an amazing deal witht he 30% tansfer bonus. There are other award chart sweet spots, like Australia and New Zealand.

Continue Reading »

Google Now Tracks Your Offline Credit Card Purchases and Ties Those to Online Ad Clicks

credit card wallet
Aug 31 2018

A couple of weeks ago we learned that if you have an Android phone, Google tracks you even when you turn location history off. Although Google says that when you turn location history off “the places you go are no longer stored” an Associated Press investigation found that isn’t true and “turning off your Location History only stops Google from creating a timeline of your location that you can view. Some apps will still track you and store time-stamped location data from your devices.” Now we know that Google has a deal with Mastercard – and possibly with other payment networks – to track retail purchases and compare those to online ad clicks in order to help determine the effectiveness of online advertising beyond immediate online purchases. Google then shares date with a test group…

Continue Reading »

Does Earning Credit Card Rewards Take Advantage of Other Consumers?

credit cards
Aug 30 2018

I don’t think interest, or credit card interest is evil. I believe that consumers generally understand the choices they’re making, even if you or I might make different choices. And people do need credit. If you didn’t have credit cards, the need for credit would still be there, and consumers would be left with the next best option.

If you need to fix a car to get to work, or pay a medical bill, credit cards are a better way to do that than payday loans which are better than having your legs broken. You’re paying interest, but you’re also getting something of value in return.

Continue Reading »

It’s August 25 — and Korean Air Still Shows Up as a Chase Transfer Partner

first class cabin
Aug 25 2018

Chase announced that the last day to transfer Ultimate Rewards points to Korean Air’s SkyPass program would be Friday, August 24 and that effective today Saturday, August 25 Korean would no longer be a Chase transfer partner.

That notice is still on the Chase Ultimate Rewards website. However Korean Air is also still listed as a transfer partner and the website is allowing me to begin the process of initiating transfers.

Continue Reading »