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57,000 Miles Business Class Roundtrip to Europe – 40% Off Virgin Atlantic Miami Awards, Any Class of Service

miami to london promo
Feb 10 2018

Virgin Atlantic is a transfer partner of Chase, American Express, and Citibank. So Virgin Atlantic miles are really easy to get. In general I don’t value their miles as much as many other currencies but there are strategic uses like 120,000 miles roundtrip for first class from the East Coast on their partner ANA.

Another strategic use is when they discount their own flights. Virgin adds fuel surcharges to awards, but when the mileage cost is low enough even that makes sense.

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The Best Rewards Credit Cards in a Nutshell

people playing music with piano and singing
Feb 09 2018

We often delve into the extreme detail and minutiae of rewards cards, there are tons of benefits and features and lots of details but it’s easy to lose the forest from the trees.

I thought I’d try to keep it simple, with just a single statement to encapsulate the key value proposition offered by several of the best rewards cards. See if you agree with my cutting to the chase on each.

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Chase Credit Cards Can Now Fund Horseracing Bets

horse race
Feb 06 2018

The Unlawful Internet Gambling Enforcement Act of 2006 provides penalties for financial institutions who allow themselves to fund illegal online gambling activities. However fantasy sports, state lotteries, and horse racing are not clearly included activities in the law.

Most financial institutions have stayed well on the ‘safe side’ of the law and prohibited customer activity that isn’t actually illegal under the Act.

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Federal Court Says Banks Don’t Have to Honor Charge Back if You’ve Paid Off Your Balance

credit card wallet
Feb 02 2018

Dr. Malik Hasan paid $1 million for wine from Premier Cru Fine Wines in Berkeley, California. He charged the purchases to American Express and Chase credit cards. Premier Cru went out of business without shipping these purchases. Neither American Express nor Chase fully honored his charge back request, and he sued under the Fair Credit Billing Act.

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Continental’s Premium Credit Card

continental-plane
Nov 18 2007

The more I look at the Continental Presidential Plus MasterCard from Chase, the more interesting it looks — for a certain segment of frequent flyer. The $375 (gulp!) annual fee, though $300 in the first year, comes with Continental Presidents Club membership – which also gets you access to Northwest and Delta clubs. The similarly priced American Express Platinum card comes with this same lounge access plus access to American Airlines AAdmiral’s Clubs and other benefits (like the Fine Hotels and Resorts program and domestic companion airfare benefit) not matched by this card. However, for flyers seeking elite status on Continental, it offers the best credit card elite status perk I’ve seen with any airline: up to 28,000 elite qualifying miles per year through spending on the card, and best of all you can drop…

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