Tag Archives for chase.
When you use your Chase card to buy travel directly — instead of transferring points to miles — you have the Ultimate Rewards online portal and you have phone reps. There are some things you cannot do online, like book Southwest Airlines flights. However there’s a new thing you can do online…
The median credit scores by U.S. city are interesting. The best scores cluster in areas known for retirement and education as much as prosperity.
According to research by the Federal Reserve credit scores predict relationship stability. More or less you need to marry someone with a similar credit score if you want your marriage to last. So figure out which city you belong in if you want to find a life long partner. In fact get your credit score up and then get serious about dating.
There’s a smattering of New York JFK – London Heathrow award availability for two passengers in three-cabin first class on American Airlines in April and May. There’s a smattering of Dallas Fort-Worth – Hong Kong availability for two passengers in three-cabin first class on American Airlines May through July. And a smattering of Los Angeles – Hong Kong availability for two passengers in three-cabin first class on American Airlines April, May and July through September.
However where space is absolutely best right now is:
Plastiq.com is a service that will charge your credit card and mail checks on your behalf. (With some vendors they also make electronic ACH payments.)
A roundup of the most important stories of the day. I keep you up to date on the most interesting writings I find on other sites – the latest news and tips.
Chase won’t approve many people who have opened 5 or more new accounts within the previous 24 months for some of their credit cards. That’s frequently referred to as “5/24.”
However some cards are exempt from 5/24, and the number of new accounts you’ve had in the last two years won’t disqualify you from being approved.
Iberia is great because — although accounts that have been open 90 days and have had some activity can move between Avios programs already — you can circumvent the active accounts requirement and go straight to the Spanish carrier’s program. And that lets you redeem for Iberia flights for far fewer miles, and without huge fuel surcharges.
Despite this deepening relationship with IAG I wasn’t expecting news that Chase would issue an Iberia credit card in the United States.
United and Marriott offer reciprocal benefits. Chase issues both the United co-brand card and the Marriott card.
So it’s not surprising to see United and Marriott working together through Chase.
Back in the day frequent flyers and road warriors used to drive past half a dozen gas stations and ten extra miles to the Shell that accepted Diners Club even though the “low fuel” light had been on all day. We do crazy things for points.
A signup bonus and up to 3 miles per dollar is great. And both earning and burning points are a decent way to keep miles from expiring, buy gas at BP once every 18 months. At the margin it makes BP competitive with Shell (although neither gas is usually cheapest).
Chase revealed several interesting facts about its credit card business in an investor deck this week.
While the average FICO score is 785 that means many cardholders have lower scores, just as they have higher scores. Annual spend of $39,000 sounds high but equates to $3250/month, not low but not as intimidating. I’m intrigued that 90% of users are keeping the card after the first year.
Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel -- a topic he has covered since 2002.
Co-founder of frequent flyer community InsideFlyer.com, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »
