The Citi Prestige Card is no longer available to new applicants. It was Citi’s entry into the premium travel rewards space. Five years ago it was a great card for benefits. They re-tooled it as a strong earning card after shedding it of its best benefits (like unlimited flexible fourth night free on hotels, Admirals Club access and more). The card earns 5x at restaurants and airlines, and 3x on hotels and cruise lines. There’s still a fourth night free hotel benefit, limited to twice a year and more restrictive in its use. It comes with Priority Pass Select and an annual travel credit of up to $250. The card has a $495 annual fee. Like in 2020 and 2021 Citi is letting cardmembers use their travel credit for supermarket and restaurant purchases between January…
Credit Cards
Category Archives for Credit Cards.
Capital One Venture Miles Now Transfer 1:1 To Choice Hotels
Arguably the most exciting new card of 2021 was the Capital One Venture X card. Along with the bank’s other miles cards, their points now transfer to a variety of frequent flyer programs at 1:1, an improvement that came last spring.
At the time Capital One improved to 1:1 transfers with most partners, they also announced Choice Privileges would become a transfer partner in late 2021. They missed that by a few days, but now this is live.
Who’s Paying For All Those Bazillions Of SimplyMiles?
SimplyMiles lets you earn American Airlines AAdvantage miles for transactions with a variety of merchants when making the purchase using a Mastercard that’s been linked to the site. They host numerous ‘Mastercard Offers,’ sort of like Amex Offers. But Mastercard doesn’t have the direct consumer relationship that Amex has with its closed loop. So they’re going after American AAdvantage customers.
I earned 7 million miles with their latest promotion. Other readers earned more. And I’ve had several people ask me about the economics of these offers.
New Yorkers Have New Credit Card Rewards Consumer Protections
A new credit card rewards consumer protection law has been signed by the governor after passage this summer. Starting one year from now it will help customers who cancel a card – or have a card closed on them by the issuer for lack of use – to still use their points.
How Bilt Solves The Two Biggest Challenges In Credit Card Marketing
There are two challenges credit card companies face in marketing to consumers: Getting potential customers to apply for the card and getting cardmembers to use the card.
I already knew that the new Bilt Mastercard had a unique approach to the first challenge. Receiving my Bilt card I now see they have an interesting approach to the second as well.
Michelin Chef Dinners From Capital One Now Bookable
Last year, when relatively few people were going out, Capital One offered to send cardmembers Michelin-starred dinners. Then over the summer they offered a series of Michelin restaurant experiences worth flying to in San Francisco, Brooklyn, and Northern Virginia.
For the winter they’re back with another three Michelin restaurant experiences as part of their “Capital One x MICHELIN Guide Destination Dinner Series.”
$10 Per Month In Free Stuff Per Chase Credit Card Plus $15 More Your First Month
GoPuff is an on-demand delivery service for groceries, food, and other items like tooth paste, cell phone charges, or over the counter medicines. Nearly all Chase consumer cards now have a $10 per month credit with GoPuff on purchase of $10 or more.
This offer runs through December 31, 2023 so potentially $10 per month per eligible card for over 24 months. Deliveries cost $1.95, so you need to buy something over $8.05 to get the credit. No registration is required.
I Have A Lot Of Credit Card Minimum Spend To Hit, Here’s How I’ll Do it
I’ve just applied – and was approved for – four new credit cards. Three of the approvals came instantly. And I have a lot of minimum spend to hit to earn initial bonuses. Here’s how I plan to do it.
I’ve Been Approved For A Bilt Card!
The Bilt Mastercard has no annual fee, lets you earn points paying rent on your card, and has bonus categories similar to a Sapphire Preferred Card as well (2x travel, 3x dining). If you rent an apartment or house you can be 50,000 points richer each year with this card, and points transfer to great airline and hotel partners.
There’s a waiting list to get the card, but they gave me a code to skip the waitlist to share on this site. I do not receive referral credit of any kind if you do.
How Will Crypto Disrupt Credit Cards – And Rewards?
A currency serves two purposes – a medium of exchange and a store of value. So far crypto isn’t good for either, it’s tough to use (you first have to convert it to another currency and that’s costly) and good stores of value don’t fluctuate wildly in price.
However crypto is no longer a flash in the pan either, many very smart people are working developing businesses, tools, and use cases, and prices have dropped – and recovered – for the most popular currencies. The price of crypto doesn’t seem to behave like a classic bubble.