Credit Cards

Category Archives for Credit Cards.

Use Amex Points on OneWorld Carriers

amex 10 dollar gift card
Jan 05 2005

One of the great frustrations of the American Express Membership Rewards program is that American Airlines does not participate as a transfer partner. What’s more, it’s nearly* impossible to use American Express points to claim an award seat on any oneWorld carrier (American, British, Qantas, Cathay Pacific, Iberia, LanChile, Finnair, Aer Lingus). I say nearly because there are ways of working partnerships to get some seats, such as transferring points to Continental or USAirways to claim award seats on Qantas. But there aren’t any oneWorld partners in the Membership Rewards program. Right now there’s a brief window of opportunity, however, created by a confluence of two separate conversion bonuses. As I noted yesterday, transfers from American Express to Starwood earn a 50% bonus through March 31. And until January 31, transfers from hotel program into…

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Free the First Year American Express Platinum

amex
Jan 01 2005

Now that banks are able to issue American Express cards, some interesting offers may be coming down the pike. The first one that I’ve noticed is from MBNA, which is offering the American Express Platinum card free the first year and $195 after that. The card comes with MBNA Worldpoints as its rewards program rather than Membership Rewards. As far as proprietary rewards programs go, this one is pretty good but I still don’t like it as much as the various airline and hotel programs. So I wouldn’t put much spending on the card. Instead, I’d use the card for its benefits like airline lounge access. Amex Platinum cards come with access to Delta, Continental, and Northwest lounges when flying on the respective airline. The Platinum card is usually more expensive than straight lounge access,…

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The Rise of Credit Cards in China

visa
Dec 07 2004

What a great headline, “Western Plastic Breaches Great Wall”. Anyone looking for signs that China is edging its way into Western consumer culture should consider this: the Bank of China, the oldest indigenous Chinese bank, now issues a Great Wall platinum Visa credit card, and it comes with a frequent-flyer rewards program. Only 1 per cent of Chinese citizens hold Western-style credit cards; usually the wealthiest of urban sophisticates. Most people use cash for everything; they have no bank accounts or have never been offered credit by a bank. What little personal lending occurs is usually informally arranged among friends, family or business associates. Foreign banks will be allowed to offer banking services within China beginning in 2007. Currently 704 million bank cards are in circulation in China, most of which are debit cards.

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16,000 Northwest Miles for Visa and 2 Partner Activities

nwa-planes
Nov 17 2004

The Northwest Visa comes with a 10,000 mile signup offer. Northwest’s Fly Free Faster Second Chance bonus which runs through February 15th will award 5,000 miles for signing up for the Visa and completing two partner activities such as Mileage Mall purchases (minimum $25) or hotel stays or car rentals. Registration is required. If you register by December 31st in the Mile-Zilla promotion and get the card by January 31st, you’ll get another 1,000 miles. So your Northwest Visa signup by January 31st will net 16,000 miles. Plus you’re on your way to additional miles in the Mile-Zilla promotion with 40 credits. Ten more credits yields an additional 500 bonus miles, and can be earned by signing up for My NWA Info (5 points, but don’t do it until you’ve registered for Mile-Zilla!) and crediting…

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